LumniPay

Company

Payment infrastructure for merchants others turn away.

LumniPay exists because good businesses in high-risk categories lose too much revenue to declines, capped accounts and fragile setups. We build the layer that makes their payments resilient.

What we believe

Principles behind the product.

Approvals are revenue

Every point of approval rate is money a merchant already paid to acquire. We treat it that way.

Transparency first

Merchants should see why a payment failed, where it went and what it cost. No black boxes.

Stable over clever

Protecting MIDs and chargeback ratios matters more than squeezing one extra retry.

Merchant success

We win when your accounts stay healthy and your volume grows, not when you churn to the next provider.

How we work

Part of Tagada, by design.

LumniPay is distributed exclusively through Tagada, the e-commerce CRM. Merchants get one account, one onboarding and one dashboard, while LumniPay focuses on what it does best: getting payments approved and keeping accounts healthy.

Company information

Legal name
Lumnipay LLC
Jurisdiction
Wyoming, USA
Registration no.
2026-001905944
EIN
98-1922038
Registered address
5830 E 2nd St, Ste 7000 #33557, Casper, Wyoming 82609, USA
Contact
admin@lumnipay.com
Phone
+1 (307) 269-2992

LumniPay is a technology platform, not a bank, payment institution or acquirer. Payment processing is provided by licensed partners.

Exclusively available on Tagada

LumniPay is accessed only through Tagada.

There is no separate LumniPay sign-up. LumniPay runs inside Tagada, the e-commerce CRM, and the full onboarding process (application, review and activation) happens in Tagada. One account, one dashboard, one contract flow.

  1. 1

    Open your Tagada account

    Create or log into your Tagada workspace, the e-commerce CRM LumniPay runs inside.

  2. 2

    Apply for payments

    Submit your business details and store information directly in Tagada.

  3. 3

    Review and activation

    Your application is reviewed through Tagada. Once approved, processing is enabled on your account.

  4. 4

    LumniPay goes live

    Routing, cascades, upsells and risk rules run on your store from the Tagada dashboard.